First Health Drug Rehab
Addiction Treatment Provided by First Health Insurance
Making the decision to undergo drug treatment is a major life decision. When you make the decision to get clean and sober, you understand that you must address the underlying roots of your substance abuse. The decision to go to treatment is tough but finding the right rehab that fits your specific needs can be just as difficult. In addition to finding the right balance of evidence-based programs, support, and expert care, you must consider how to pay for treatment. In reality, having insurance is the most significant consideration when looking for a drug and alcohol rehab.
Fortunately, many drug treatment programs work with insurance carriers, including First Health Insurance. Casa Serena is a First Health Santa Barbara rehab with six decades of experience. Call us today and learn more about our women’s rehab in Santa Barbara.
What is First Health Insurance?
Does First Health Cover Drug and Alcohol Rehab?
If you are a First Health Insurance policyholder, the first question you ask yourself during your treatment search is if your policy covers drug and alcohol rehab. Fortunately, First Health Insurance provides at least partial coverage for substance abuse treatment services. Provisions found in the Affordable Healthcare Act (ACA) require insurance providers to have coverage for substance abuse and mental health. These services are considered essential by the government and include all levels of substance abuse treatment, inpatient behavioral health, psychotherapy, and counseling.
Depending on the plan, a First Health insurance cannot deny policyholders services because of pre-existing conditions—including substance abuse and mental health issues. Additionally, First Health Insurance cannot charge you more because of the pre-existing condition. With this information in mind, you can be confident that the treatment and care you receive at a First Health insurance rehab will be of the best quality and at the best rates possible.
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What Addiction Programs Does First Health Insurance Cover?
You are unique in your treatment needs and goals. When you are looking for a First Health women’s rehab, that facility needs to provide a wide range of programs and services that give you the tools you need to address and overcome your addiction. Most importantly, you must be sure these services are covered to a substantial degree by your First Health insurance plan. First Health Insurance covers the following programs:
-Detox: Helps clients minimize the pain and discomfort associated with withdrawal in a safe and comfortable manner.
-Residential Treatment: Requires patients to live at the rehab facility or in nearby housing to receive intensive treatment services.
-Outpatient Treatment: Allows people to receive vital treatment services at the facility or other location while being able to remain at home and fulfill work, school, and family obligations.
-Partial Hospital Treatment (PHP): A more intensive outpatient treatment program for people who are at high risk for relapse or need immediate medical or mental health care.
-Intensive Outpatient Treatment (IOP): An outpatient option for those needed more intensive care compared to traditional outpatient programs but has the flexibility in allowing people to live at home.
-Continuing Care/Aftercare: Can include alumni programs, continue counseling and therapy, and transitional living.
It is important to note that residential treatment costs considerably more than outpatient programs. However, programs and services in both residential and outpatient programs are covered as long as those services are deemed medically necessary. The coverage of these programs varies from state to state and can vary depending on your plan. Contact the admissions team at Casa Serena if you want to have us verify your policy coverage for you.
Understanding In-Network and Out-of-Network Coverage
There are two types of coverage seen with First Health Insurance: in-network and out-of-network. A First Health in-network rehab is contracted to provide treatment services to policyholders. As a result, people will see lower copays, coinsurance and deductibles. Those rehabs that are out-of-network providers may provide the treatment services you need, but they are subject to higher copays, coinsurance, and deductibles.
There may be out-of-network providers that won’t cover some treatment services, and costs associated with those services will come out-of-pocket. For non-covered services, providers may charge a rate that is higher than most out-of-network rates. This is especially true if you are looking at a facility in another state where there may be no coverage.
How Long Does First Health Insurance Cover Rehab?
How to Find Rehab Covered by First Health Insurance
In your search for a First Health insurance rehab, check the rehabs in your area to see which insurance carriers they accept. If you visit a facility’s website, they should list the insurance providers they accept. You can also contact First Health directly and they will be able to tell you whether a certain facility accepts your insurance. Also, First Health will have a list of rehabs that accept their insurance.
Once you find First Health Insurance rehab, be sure they offer multiple levels of care, have evidence-based treatment, and have a wide spectrum of traditional and holistic therapies that address your issues in mind, body, and spirit. If you are looking for residential addiction treatment in Southern California, Casa Serena is your first choice. For six decades, Casa Serena has earned the reputation of being a top-tier rehab with individualized programs that give clients the best chance to succeed. Call Casa Serena toll-free today and get the tools and support you need to transform your life.
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